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Talent Hotline Partner Cloud Form NetEase Yidun Push Youmeng + Granary Entrepreneurship State Daily Report Niao Ge Notes MOOC Network’s brands: Qidian Classroom | Operation School | Granary Enterprise Micro Butler©- - Everyone is a product manager- Guangdong ICP No.-Guangdong Public Security No. Radio and Television Program Production Business License (Guangdong) No. Copyright © Shenzhen Juli Chuangxiang Information Technology Co., Ltd. Everyone is a Product Manager Home Page Training Course Classification Browse Activities Lectures Q&A Corporate ch APP Register | Login Credit "General Structure ",Big "Model" Analysis Product OK Follow - Comments Browse Collection Minutes B-side product managers need to conduct more in-depth user interviews, research, and analysis, while C-side product managers need more rapid user testing, feedback, Iterative Azerbaijan WhatsApp Number credit business involves many aspects, so how do we clarify the overall structure of the credit chain? In this article, the author will explain it from various aspects to help us see credit clearly. Let’s take a look at it together. It may be helpful to you in front of the screen. If you are going to invest in a business, then you will definitely pay attention to whether the cash flow of the business is healthy, because cash flow is very important to a business. Because it is so important, once a company encounters a funding gap during its operations, it needs to raise funds through a series of measures,
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such as increasing capital from shareholders, selling assets, discounting bills, and bank borrowings. Of course, you can also get a loan through Accounts Receivable. The above-mentioned "borrowing money" is the credit business we are going to talk about today, such as car loans, home loans, Huabei, Jiebei, etc., which are all types of credit models. Credit business involves banks, factors, financial platforms, financial markets and other participants, as well as derived business types such as current loans, factoring, and ABS bill discounting. Next, let’s take a look at the overall structure of the entire credit chain, including the client side and asset side of credit. Credit business structure Based on the architecture diagram, we can see the overall situation of credit and see credit clearly from various aspects. 1. Looking at credit from the perspective of participants Generally speaking, credit has three participating roles: borrower, platform。
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